Federal

Canada Disability Savings Grant

Easy application

Tax filing required

Prerequisite(s) required

To get this benefit you need to first apply for the following benefit(s) if you're eligible:

The Canada Disability Savings Grant is a matching grant. That means that the Government also pays into your RDSP to help you save. The Government gives matching grants of up to 300 percent, depending on the beneficiary's family income and contribution. The maximum Grant amount is $3,500 per year, with a limit of $70,000 over your lifetime. Matching grants are paid into the RDSP on contributions that are made up to and including December 31 of the year you turn 49 years of age.

Once you have an RDSP, you can apply for a grant if you:

  • Are in the year you turn 49 or younger (if you are 49, you must apply before the end of the year).
  • Are a Canadian resident.
  • Have a social insurance number.
  • Are eligible for the Disability Tax Credit.

Social Insurance Number

  • confirmation of SIN letter
  • plastic SIN card (non-expired)

You must apply for the Grant through the financial organization where you have your RDSP.

When you open your RDSP, you will be required to complete the Application for the Canada Disability Savings Grant and/or Canada Disability Savings Bond even if you decide not to receive any grants or bonds. This will automatically be provided by your financial institution and they will submit the completed form to ESDC.

Last updated: August 21, 2021