Federal

Canada Learning Bond

Easy application

Tax filing required

The Canada Learning Bond (CLB) is money that the Government adds to a Registered Education Savings Plan (RESP) for children from low-income families. This money helps to pay the costs of a child’s full- or part-time studies after high school at:

  • Apprenticeship programs.
  • CEGEPs.
  • Trade schools.
  • Colleges.
  • Universities.

No personal contributions to a RESP are required to receive the CLB.

The Government of Canada contributes up to $2,000 to a RESP for an eligible child. This includes:

  • $500 for the first year of eligibility.
  • $100 each year the child continues to be eligible (up to and including the benefit year in which they turn 15).

Eligibility for the CLB is based on the:

  • Number of qualified children in the family.
  • Adjusted income of the primary caregiver, including the income of a cohabiting spouse or common-law partner.

A child is eligible for the CLB if they:

  • Are from a low-income family.
  • Are a resident of Canada.
  • Have a valid Social Insurance Number (SIN).
  • Are named in an RESP.

Visit the Canada Learning Bond Eligibility page to learn more.

Social Insurance Number

  • confirmation of SIN letter
  • plastic SIN card (non-expired)

Last updated: August 21, 2021