To qualify for the Canada Pension Plan:
- You must be at least 60 years old
- You must have made at least one valid contribution to the CPP
Valid contributions can be either from work you did in Canada, or as the result of getting credits from a former spouse or former common-law partner at the end of the relationship.
Social Insurance Number
- confirmation of SIN letter
- plastic SIN card (non-expired)
To apply for CPP online
- Sign in to your My Service Canada Account.
- If you have not yet registered for a My Service Canada Account, you will need to request a Personal Access Code.
- Apply online for your Canada Pension Plan. You must confirm:
- your personal information,
- your banking information to sign up for direct deposit, and
- the date you would like your pension to start.
To apply using a paper application form
- download the Canada Pension Plan application
- Complete the Application for a Canada Pension Plan Retirement Pension (ISP-1000) form and mail it to Service Canada, or drop it off at a Service Canada office.
- You can view your application status using your My Service Canada Account (MSCA), and selecting the "Application Status" link. You can also contact Service Canada.
- You can apply a maximum of 12 months before the date you would like your pension to start.
- You will receive a letter within a month confirming your eligibility, your start date, and the amount you will receive. If you do not receive a letter, contact the Canada Pension Plan.
- You can request a reconsideration of any decision that affects your eligibility or the amount of your CPP benefit.
- Remember, your CPP retirement pension is taxable.