Ontario Student Assistance Program

Easy application

Tax filing not required

The Ontario Student Assistance Program (OSAP) is a financial aid program that can make it easier for people to go to college or university.

The program offers funding for school through two categories:

  • Grants: money you don’t have to pay back.
  • Student loan: money you need to repay.

Funding is available for both full and part-time postsecondary students, and is based on a number of factors, including your family income. Some students may get their tuition covered by OSAP. For the loan portion, you can choose to decline it, and there are also programs to help you repay your student loan once you’re done school.

You’ll need to complete an interactive information module before you start your application if you’re a full-time or micro-credential student making your first OSAP application for the 2022–23 or 2023–24 school year.

You can get this benefit if you are:

  • An Ontario resident.
  • A Canadian citizen.
  • A permanent resident.
  • A protected person.

You could be eligible for additional money if you are:

  • An Indigenous student.
  • A student with a permanent disability.
  • A youth with Crown ward status.
  • The first in your family to go to college or university.

Social Insurance Number

For example:

  • confirmation of SIN letter
  • plastic SIN card (non-expired)

  1. Register to create an OSAP account.
    • You will need your Social Insurance Number (SIN) to create an account.
    • Write down your OSAP Access Number and password. You will need these to login in the future.
  2. Once you have an account, apply online.
    • It usually takes less than 15 minutes.
    • You can start your application and come back to it later.
  3. Submit your OSAP application by the deadline for the semester or term you are applying for.

Last updated: January 29, 2024