Back

Disability support

These benefits can help with things like income, transportation, or medical expenses if you or someone you know is living with a disability.

Common disability support benefits

Federal

The Multigenerational Home Renovation Tax Credit is a new refundable tax credit for the costs of certain renovation expenses to an eligible dwelling to establish a secondary unit. The secondary unit must allow a senior or an adult who is eligible for the disability tax credit to live with a qualifying relative. This amount may be claimed on your tax return (starting from the 2023 tax return).

You can claim up to $50,000 in qualifying expenditures for each qualifying renovation that is completed. The tax credit is 15% of your costs, up to a maximum of $7,500, for each claim you are eligible to make.

Tax filing required

Federal

If you are under 65 years of age, living with a mental or physical disability, unable to work due to having a long-term disability with indefinite duration, and have made contributions to Canada Pension Plan (CPP), you could get monthly payments from the Canada Pension Plan – Disability benefit. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.

2023 monthly maximum payments: Basic rate: $558.74, Maximum monthly rate for CPP Disability benefit: $1,538.67, Maximum Children’s rate: $ 281.72

Tax filing required

Federal

This benefit provides a monthly, tax-free benefit for families who care for a child under age 18 with a severe and prolonged physical or mental disability.

Up to $248.75 per month.

Tax filing required

Federal

If you are receiving the Registered Disability Savings Plan (RDSP), this bond is money the Government to contributes to your savings plan if you are living on low-modest income.

Up to $1,000 per year.

Tax filing required

Federal

If you are receiving the Registered Disability Savings Plan (RDSP), this grant is the amount that the Government pays into your savings plan.

Up to $3,500 per year.

Tax filing required

Federal

Do you have an illness or injury from your service in Canada’s Armed Forces (the military) or the RCMP? Disability Benefits are financial recognition for the impact this service-related injury or disease can have on your life.

Tax filing not required

Federal

This program helps you if you have a severe permanent disability and you can’t repay your Canada Student Loans. It can help you get your debt cancelled.

Tax filing not required

Federal

This program supports and contributes to a long-term savings plan for individuals living with a disability.

Up to $3,500 per year.

Tax filing required

Federal

This grant helps students with disabilities pay for each year of school.

$4,000 per year.

Tax filing required

Federal

This program helps persons with disabilities, or their supporting persons reduce their income tax.

Up to a maximum around $1,200. The amount you get from this benefit depends on the amount of tax you pay and which province or territory you live in. You can claim up to $8,870 per year for an adult or $14,044 per year for a minor on your taxes.

Tax filing required

Federal

This supplement is a refundable tax credit which is the second part of the Canada Workers Benefit (CWB).

Up to $1,428

Tax filing required

Federal

If you are a post-secondary student living with a disability, you can get financial assistance for education-related services and equipment.

Up to $20,000 per school year.

Tax filing not required

Federal

The Canada Caregiver Credit (CCC) is a non-refundable tax credit that can help you if you support a spouse, common-law partner, or a dependent with a physical or mental impairment.

You can claim between $2,350 and $7,525 on your tax return. The amount of the refund you get will be less than that. It depends on the amount of tax you paid during the tax year in which you are claiming this credit.

Tax filing required

Federal

If you have a disability and are having difficulty paying your student loan, you may be eligible for the Repayment Assistance Plan for Borrowers with Disabilities (RAP-D).

Tax filing not required

Federal

If you are a dependent child under 25 and your parent is living with a disability or they die, you may be able to get a monthly payment from this benefit if your parent was getting Canada Pension Plan benefits. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.

$281.72

Tax filing not required