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Senior / retired person

These benefits can help increase your income if you're an older adult or you are retired.

Common senior / retired person benefits

Federal

When your spouse or common-law partner dies, you may be eligible for the Canada Pension Plan (CPP) Survivor's Pension through the Government of Canada.

Up to 60% of your spouse or partner’s retirement pension.

Tax filing required

Federal

If you are under 65 years of age, living with a mental or physical disability, unable to work due to having a long-term disability with indefinite duration, and have made contributions to Canada Pension Plan (CPP), you could get monthly payments from the Canada Pension Plan – Disability benefit.

2022 monthly payments: Basic rate: $524.64, Average rate: $1,031.55, Maximum rate: $1,457.45, Children’s rate: $ 264.53.

Tax filing required

Federal

If you are over 60 and planning on retiring, the Canada Pension Plan (CPP) retirement pension is a monthly, taxable benefit that replaces part of your income when you retire.

2022 monthly payments: Average amount: $702.77, Maximum amount: $1,253.59.

Tax filing required

Federal

This program provides monthly payments to individuals who are 65 or older.

Up to $626.49 per month.

Tax filing required

Federal

This program is a monthly payment for lower income seniors.

Up to $1,174.49 per month.

Tax filing required

Federal

If you are 60 – 64 years of age and the spouse or common-law partner of someone who receives the Guaranteed Income Supplement (GIS), you may qualify to receive the Federal Spousal Allowance.

Up to $1,174.49 per month.

Tax filing required

Federal

If you are 60 – 64 years of age and the spouse or common-law partner of someone who received the Guaranteed Income Supplement (GIS) before they died, you may qualify to receive the federal Allowance for the Survivor.

Up to $1,174.49 per month

Tax filing required