Senior / retired person
These benefits can help increase your income if you're an older adult or you are retired.
Common senior / retired person benefits
Federal
The Multigenerational Home Renovation Tax Credit is a new refundable tax credit for the costs of certain renovation expenses to an eligible dwelling to establish a secondary unit. The secondary unit must allow a senior or an adult who is eligible for the disability tax credit to live with a qualifying relative. This amount may be claimed on your tax return (starting from the 2023 tax return).
You can claim up to $50,000 in qualifying expenditures for each qualifying renovation that is completed. The tax credit is 15% of your costs, up to a maximum of $7,500, for each claim you are eligible to make.
Federal
If you are under 65 years of age, living with a mental or physical disability, unable to work due to having a long-term disability with indefinite duration, and have made contributions to Canada Pension Plan (CPP), you could get monthly payments from the Canada Pension Plan – Disability benefit. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.
2023 monthly maximum payments: Basic rate: $558.74, Maximum monthly rate for CPP Disability benefit: $1,538.67, Maximum Children’s rate: $ 281.72
Federal
This program is a monthly payment for lower income seniors.
Up to $1,023.88 per month.
Federal
This program provides monthly payments to individuals who are 65 or older.
Up to $685.50 per month.
Federal
If you are over 60 and planning on retiring, the Canada Pension Plan (CPP) retirement pension is a monthly, taxable benefit that replaces part of your income when you retire. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.
2022 monthly payments: Average amount: $727.61, Maximum amount: $1,253.59.
Federal
When your spouse or common-law partner dies, you may be eligible for the Canada Pension Plan (CPP) Survivor's Pension through the Government of Canada. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.
Up to 60% of your spouse or partner’s retirement pension.
Federal
If you are 60 – 64 years of age and your spouse or common-law partner has died , you may be able to get the federal Allowance for the Survivor.
Up to $1,556.51 per month
Federal
If you are 60 – 64 years of age and the spouse or common-law partner of someone who receives the Guaranteed Income Supplement (GIS), you may qualify to receive the Federal Spousal Allowance.
Up to $1,174.49 per month.
Federal
The Connecting Families Initiative assist eligible families get affordable monthly home internet package from $10 per month.
Monthly home internet package for $20 (up to 50Mbps download/10 Mbps upload) or package for $10 (up to 10Mbps download/ 1Mbps upload)