Housing support

The Home Completion Loan Program gives financial help to families earning less than $40,000 a year to help you complete your partially constructed homes. The department will provide financial help in the form of a repayable loan, sufficient to complete your home, to a maximum loan of $40,000.

The Home Ownership Program gives a repayable loan up to 40% of the purchase costs to individuals and families with incomes lower than $40,000 per year to help you buy or build a first home.

If you are living on a low income and you need to repair or improve your home, this program can help give you a forgivable loan (meaning that some of it may not need to be paid back). This program is for homeowners living on low incomes. There are also some additional supports for people who rent their homes who are seniors or people living with disabilities.

If you are a homeowner and you need to make changes to make your home more accessible to people living with disabilities, you may be able to get a forgivable loan (meaning that not all of it may need to be paid back).

If you are 65 years and older and live in New Brunswick, the New Brunswick Seniors' Home Renovation Tax Credit can let you claim (on your tax return) up to $10,000 in improvements that will make your home safer and more accessible. This could get you up to $1,000 back each year as a refundable tax credit.

If you are a low-income rental household in need, you may be able to get help from the Public Housing Program which helps households get affordable, adequate and suitable rental accommodation by subsidizing rents in publicly owned rental dwellings.

If you need help getting affordable and adequate housing, the Rent Supplement Assistance Program can help. If you qualify through this program, you can get rent lowered to 30% of your household income.

If you are living in a rural community (with a population of less than 2,500), if you are in an indigenous household living off-reserve or a non-native household, this program can help you get affordable, adequate and suitable rental housing in your community.

If you are in financial need, the Social Assistance Program can help to meet your basic needs such as food, rent, utilities and clothing. The program may also help you with other needs such as childcare, transportation, prescription drugs and more.

The Multigenerational Home Renovation Tax Credit is a new refundable tax credit for the costs of certain renovation expenses to an eligible dwelling to establish a secondary unit. The secondary unit must allow a senior or an adult who is eligible for the disability tax credit to live with a qualifying relative. This amount may be claimed on your tax return (starting from the 2023 tax return).