Senior / retired person
These benefits can help increase your income if you're an older adult or you are retired.
Common senior / retired person benefits
Newfoundland and Labrador
There are options available for seniors for Long-Term Care Facilities and Personal Care Homes. You may also be able to get financial subsidies to lower the costs you would pay.
Easy application
Newfoundland and Labrador
The Newfoundland and Labrador Seniors’ Benefit is a refundable tax credit up to $1,516 for low-income seniors. A refundable tax credit means you would get paid the amount, even if you don’t pay any taxes.
Maximum benefit of $1,516.
Easy application
Newfoundland and Labrador
The Prescription Drug Program (NLPDP) can help you pay for some prescription medications. The plan will pay for costs where the services are not or no longer paid for by a third party.
Easy application
Newfoundland and Labrador
If you need help with daily living activities, the Provincial Home Support Program provides financial help to help you live independently in your home for as long as possible.
Easy application
Federal
If you are 60 – 64 years of age and your spouse or common-law partner has died , you may be able to get the federal Allowance for the Survivor.
Up to $1,556.51 per month
Easy application
Federal
If you are over 60 and planning on retiring, the Canada Pension Plan (CPP) retirement pension is a monthly, taxable benefit that replaces part of your income when you retire. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.
2022 monthly payments: Average amount: $727.61, Maximum amount: $1,253.59.
Easy application
Federal
When your spouse or common-law partner dies, you may be eligible for the Canada Pension Plan (CPP) Survivor's Pension through the Government of Canada. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.
Up to 60 percent of your spouse or partner’s retirement pension.
Easy application
Federal
The Connecting Families Initiative assist eligible families get affordable monthly home internet package from $10 per month.
Monthly home internet package for $20 (up to 50Mbps download/10 Mbps upload) or package for $10 (up to 10Mbps download/ 1Mbps upload)
Easy application
Federal
This program is a monthly payment for lower income seniors.
Up to $1,023.88 per month.
Easy application
Federal
If you are 60 – 64 years of age and the spouse or common-law partner of someone who receives the Guaranteed Income Supplement (GIS), you may qualify to receive the Federal Spousal Allowance.
Up to $1,174.49 per month.
Easy application
Federal
The Multigenerational Home Renovation Tax Credit is a new refundable tax credit for the costs of certain renovation expenses to an eligible dwelling to establish a secondary unit. The secondary unit must allow a senior or an adult who is eligible for the disability tax credit to live with a qualifying relative. This amount may be claimed on your tax return (starting from the 2023 tax return).
You can claim up to $50,000 in qualifying expenditures for each qualifying renovation that is completed. The tax credit is 15% of your costs, up to a maximum of $7,500, for each claim you are eligible to make.
Easy application
Federal
This program provides monthly payments to individuals who are 65 or older.
Up to $685.50 per month.
Easy application