Ontario

Not receiving benefits? Let's get started

If you are living on a low income, there are lots of money supports you could be getting. Here are some of the most common benefits to get started with.

A main way you can get many benefits is to file your taxes. Even if you don't make any money, filing your taxes can help get you money supports.

Common starting benefits

Ontario

Dental care for low-income seniors

If you are 65 years of age or older and living on low income, you may qualify for free, routine dental services through the Ontario seniors Dental Care Program.

Easy application

Tax filing not required

Ontario

Healthy Smiles Ontario

If you are living on low to moderate income, your children may be eligible for regular dental services at no cost to you.

Easy application

Tax filing not required

Ontario

Ontario Disability Support Program

This program provides income and employment supports to individuals living on lower income and who have disabilities.

Complex application

Tax filing not required

Ontario

Ontario Seniors Care at Home Tax Credit

The Ontario Seniors Care at Home Tax Credit can help, if you are a low to moderate income seniors with medical expenses. It can give you refundable personal income tax credit of up to 25% on expenses up to $6,000, which may be reduced based on your family income.

Easy application

Apply for when filing your taxes

Ontario

Ontario Works

This program offers income support to help with the costs of basic needs and health benefits, as well as assistance to help you find, prepare for, and keep a job.

Complex application

Tax filing not required

Ontario

Transitional Health Benefits

If you are leaving Ontario Disability Support Program (ODSP) for employment, you can continue to receive coverage unless or until your employer provides similar health benefits.

Easy application

Tax filing not required

Federal

Canada Caregiver Credit

The Canada Caregiver Credit (CCC) is a non-refundable tax credit that can help you if you support a spouse, common-law partner, or a dependent with a physical or mental impairment.

Easy application

Apply for when filing your taxes

Federal

Canada Child Benefit

If you are raising a children under 18 years of age, this program can give you a tax-free monthly payment, per child.

Complex application

Need you to file taxes and apply separately

Federal

Canada Pension Plan

If you are over 60 and planning on retiring, the Canada Pension Plan (CPP) retirement pension is a monthly, taxable benefit that replaces part of your income when you retire. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.

Easy application

Tax filing not required

Federal

Canada Pension Plan–Disability

If you are under 65 years of age, living with a mental or physical disability, unable to work due to having a long-term disability with indefinite duration, and have made contributions to Canada Pension Plan (CPP), you could get monthly payments from the Canada Pension Plan – Disability benefit. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.

Complex application

Tax filing not required

Federal

Canada Workers Benefit

This benefit is a refundable tax credit to help working individuals who are living on low income.

Easy application

Apply for when filing your taxes

Federal

Canadian Dental Care Plan

The Canadian Dental Care Plan (CDCP) will help ease financial barriers to accessing oral health care for eligible Canadian residents.

Complex application

Apply for when filing your taxes

Federal

Disability Tax Credit

This program helps persons with disabilities, or their supporting persons reduce their income tax.

Complex application

Need you to file taxes and apply separately

Federal

Employment Insurance (EI) Caregiving Benefit

This program provides financial assistance to people who must take time away from work to provide care to an injured or gravely ill person.

Complex application

Tax filing not required

Federal

Employment Insurance (EI) for Self-employed People

Self-employed Canadians can access Employment Insurance (EI) special benefits by entering into an agreement or registering with the Canada Employment Insurance Commission.

Complex application

Need you to file taxes and apply separately

Federal

Employment Insurance (EI) Regular Benefits

This program provides short term financial assistance to people who are unemployed through no fault of their own.

Complex application

Tax filing not required

Federal

Goods and Services and Harmonized Sales Tax Credit

This benefit allows people living on low to moderate incomes cancel all or part of the GST or HST taxes they have paid.

Easy application

Apply for when filing your taxes

Federal

Guaranteed Income Supplement

This program is a monthly payment for lower income seniors.

Easy application

Tax filing not required

Federal

Jordan's Principle

Jordan's Principle ensures that First Nations children in Canada have access to the services, supports, and products they need to thrive.

Moderate application

Tax filing not required

Federal

Old Age Security

This program provides monthly payments to individuals who are 65 or older.

Easy application

Need you to file taxes and apply separately

Federal

Registered Disability Savings Plan

This program supports and contributes to a long-term savings plan for individuals living with a disability.

Complex application

Need you to file taxes and apply separately