Senior / retired person

If you are living on a low income and you need to repair or improve your home, this program can help give you a forgivable loan (meaning that some of it may not need to be paid back). This program is for homeowners living on low incomes. There are also some additional supports for people who rent their homes who are seniors or people living with disabilities.

Are you 60 years old or older and living on a low income? You may qualify to get the Low-Income Seniors' Benefit which can give you a $400 per year.

If you are 65 years and older and live in New Brunswick, the New Brunswick Seniors' Home Renovation Tax Credit can let you claim (on your tax return) up to $10,000 in improvements that will make your home safer and more accessible. This could get you up to $1,000 back each year as a refundable tax credit.

The Red Cross Equipment Loan Programs can give you free basic equipment, like a walker, crutches, and hospital bed, to help you with daily activities like walking or showering. They also loan free specialized equipment to help you keep safe at home.

Seniors' Prescription Drug Plans help people aged 65 or older who don’t have coverage with the cost of prescription drugs. There are two plans: The New Brunswick Prescription Drug Program and the New Brunswick Drug Plan.

If you are 60 – 64 years of age and your spouse or common-law partner has died , you may be able to get the federal Allowance for the Survivor.

If you are over 60 and planning on retiring, the Canada Pension Plan (CPP) retirement pension is a monthly, taxable benefit that replaces part of your income when you retire. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.

When your spouse or common-law partner dies, you may be eligible for the Canada Pension Plan (CPP) Survivor's Pension through the Government of Canada. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.

The Connecting Families Initiative assist eligible families get affordable monthly home internet package from $10 per month.

This program is a monthly payment for lower income seniors.

If you are 60 – 64 years of age and the spouse or common-law partner of someone who receives the Guaranteed Income Supplement (GIS), you may qualify to receive the Federal Spousal Allowance.

The Multigenerational Home Renovation Tax Credit is a new refundable tax credit for the costs of certain renovation expenses to an eligible dwelling to establish a secondary unit. The secondary unit must allow a senior or an adult who is eligible for the disability tax credit to live with a qualifying relative. This amount may be claimed on your tax return (starting from the 2023 tax return).

This program provides monthly payments to individuals who are 65 or older.