Senior / retired person
These benefits can help increase your income if you're an older adult or you are retired.
Common senior / retired person benefits
Quebec
If you are 65 years old or older, you have owned your home for at least 15 years, and you have a family income of $54,700 or less, you may be able to get a grant to help cover your municipal taxes.
Depends on your tax situation.
Easy application
Quebec
You can get a refundable tax credit of up to $800 if you and your spouse are 70 years old or older, and your family income is less than $54,340; $400 if only one of you was 70 years old or older and your family income is less than $46,340; $400 if you do not have a spouse and your income is less than $31,575.
$400 per eligible individual.
Easy application
Quebec
If lots of your budget goes towards housing and you or our spouse are over 50, or you are taking care of a child, you may be about to get up to $170 a month from the Shelter Allowance Program.
Up to $170 per month.
Easy application
Quebec
The Québec Pension Plan is a compulsory public insurance plan for workers age 18 and over whose annual employment income is greater than $3500. Its purpose is to provide persons who work in Québec (or have worked in Québec) and their families with basic financial protection in the event of retirement, death, or disability.
$1,606.75 maximum monthly amount at age 65
Easy application
Federal
If you are 60 – 64 years of age and your spouse or common-law partner has died , you may be able to get the federal Allowance for the Survivor.
Up to $1,556.51 per month
Easy application
Federal
If you are over 60 and planning on retiring, the Canada Pension Plan (CPP) retirement pension is a monthly, taxable benefit that replaces part of your income when you retire. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.
2022 monthly payments: Average amount: $727.61, Maximum amount: $1,253.59.
Easy application
Federal
When your spouse or common-law partner dies, you may be eligible for the Canada Pension Plan (CPP) Survivor's Pension through the Government of Canada. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.
Up to 60 percent of your spouse or partner’s retirement pension.
Easy application
Federal
The Connecting Families Initiative assist eligible families get affordable monthly home internet package from $10 per month.
Monthly home internet package for $20 (up to 50Mbps download/10 Mbps upload) or package for $10 (up to 10Mbps download/ 1Mbps upload)
Easy application
Federal
This program is a monthly payment for lower income seniors.
Up to $1,023.88 per month.
Easy application
Federal
If you are 60 – 64 years of age and the spouse or common-law partner of someone who receives the Guaranteed Income Supplement (GIS), you may qualify to receive the Federal Spousal Allowance.
Up to $1,174.49 per month.
Easy application
Federal
The Multigenerational Home Renovation Tax Credit is a new refundable tax credit for the costs of certain renovation expenses to an eligible dwelling to establish a secondary unit. The secondary unit must allow a senior or an adult who is eligible for the disability tax credit to live with a qualifying relative. This amount may be claimed on your tax return (starting from the 2023 tax return).
You can claim up to $50,000 in qualifying expenditures for each qualifying renovation that is completed. The tax credit is 15% of your costs, up to a maximum of $7,500, for each claim you are eligible to make.
Easy application
Federal
This program provides monthly payments to individuals who are 65 or older.
Up to $685.50 per month.
Easy application