Senior / retired person

If you are 65 years of age or older and living on low income, you may qualify for free, routine dental services through the Ontario seniors Dental Care Program.

If you don't have enough income to pay for the basic room, you may be eligible for a subsidy through the Long-Term Care Home Rate Reduction Program of up to $1,938.46 a month.

Ontario Guaranteed Annual Income System (GAINS) helps Ontario seniors living on a low income by providing a monthly, non-taxable payment. Starting January 2023 until December 2023, the maximum GAINS payment has doubled to a maximum of $166 per month for single seniors and $332 per month for couples. Previously your monthly GAINS payment would have been between $2.50 and $83.00, depending on your income.

The Ontario Seniors Care at Home Tax Credit can help, if you are a low to moderate income seniors with medical expenses. It can give you refundable personal income tax credit of up to 25% on expenses up to $6,000, which may be reduced based on your family income.

This refundable tax credit helps seniors with public transit costs.

If you're a low-to-moderate income senior, you may be eligible for up to $500 back on your property taxes.

This program allows seniors to only pay up to $2 each time you fill up a prescription for an approved product.

If you are 60 – 64 years of age and your spouse or common-law partner has died , you may be able to get the federal Allowance for the Survivor.

If you are over 60 and planning on retiring, the Canada Pension Plan (CPP) retirement pension is a monthly, taxable benefit that replaces part of your income when you retire. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.

When your spouse or common-law partner dies, you may be eligible for the Canada Pension Plan (CPP) Survivor's Pension through the Government of Canada. If you live in Quebec, you should refer to the Quebec Pension Plan (QPP) instead, and contact Retraite Québec if you have any questions.

The Connecting Families Initiative assist eligible families get affordable monthly home internet package from $10 per month.

This program is a monthly payment for lower income seniors.

If you are 60 – 64 years of age and the spouse or common-law partner of someone who receives the Guaranteed Income Supplement (GIS), you may qualify to receive the Federal Spousal Allowance.

The Multigenerational Home Renovation Tax Credit is a new refundable tax credit for the costs of certain renovation expenses to an eligible dwelling to establish a secondary unit. The secondary unit must allow a senior or an adult who is eligible for the disability tax credit to live with a qualifying relative. This amount may be claimed on your tax return (starting from the 2023 tax return).

This program provides monthly payments to individuals who are 65 or older.